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Local Trucking

LTL vs FTL: Where a Partial Load Actually Fits

By RMA Fleet  •  October 5, 2026  •  8 min read
Wide view down a warehouse aisle with shrink wrapped pallets in orange racking on one side and cartons, totes and pallets staged on the floor for shipment, the kind of partial load RMA Fleet picks up and delivers the same day in the Cincinnati Tri-State

Photo by Alberto Rodríguez on Unsplash

LTL means less than truckload, freight that shares a trailer with other shippers and moves through a carrier's terminal network. FTL means full truckload, one shipper's freight filling one trailer on a direct run. Most people asking the question have four pallets and a delivery date, and neither label is really what they need.

Inside a hundred miles there is a third answer, and it is the one we run. A local carrier picks the freight up at your dock and drives it to the destination. Four pallets or forty, it does not go to a terminal, it does not get sorted, and it does not wait for a trailer to fill. That is what we mean when we say we take partial loads, and it is worth understanding why it behaves so differently from the two options the freight industry usually offers you.

Key takeaways
  • LTL shares a trailer and moves through terminals. FTL fills a trailer and runs direct. The trade is cost against handling and transit time.
  • You do not have to fill a truck to use RMA Fleet. We move anything from a few pallets to a full truckload inside our 100 mile radius of West Chester.
  • A local partial load skips the terminal entirely, which is where most of the damage and nearly all of the delay in short haul LTL comes from.
  • Call by noon Monday through Friday with the pickup, the delivery, the pallet count and the weight, and same day is the standard, not an upgrade.
  • LTL still wins on long lanes and on freight that is genuinely not time sensitive. We will tell you when that is the case.

What is the difference between LTL and FTL?

Direct answer LTL is less than truckload: your pallets share a trailer with other shippers' freight and move through a terminal network. FTL is full truckload: your freight fills the trailer and runs from origin to destination without stopping to be sorted. LTL usually costs less per shipment. FTL is faster and gets handled far less.

The two models exist because trailers are expensive to run empty. If you have six pallets and the carrier has a 53 foot trailer, somebody has to pay for the other forty feet. LTL solves that by filling the trailer with six other companies' pallets. The cost gets spread, and everyone pays a fraction of the trailer instead of all of it.

What you buy with that saving is handling. In an LTL network your pallets get picked up on a local route, taken to a terminal, unloaded, rated, staged, reloaded onto a line haul trailer, moved to another terminal, unloaded again, and put on a delivery route. On a long lane that is six or more touches. Every touch is a chance for a forklift to put a tine through a carton, for a label to come off, or for a pallet to miss its trailer and sit for a day.

Full truckload avoids all of it. The trailer that gets loaded at your dock is the trailer that backs into the consignee. Nothing is rehandled because nothing needs to be sorted. You pay for the whole trailer, and on a lane where time or fragility matters, plenty of shippers decide that is the cheaper number once you count the claims.

Do you have to fill a truck to ship a few pallets?

Direct answer Not with us. RMA Fleet moves partial loads and full truckloads both, picked up at your dock and delivered inside our hundred mile radius. There is no pallet minimum, no contract and no term commitment on trucking. Local freight is quoted per load.

This is the single most common thing people get wrong about calling a local carrier. They assume a trucking company with its own tractors and dry vans only wants loads that fill a trailer, so they do not call, and the three pallets go into an LTL network for a thirty mile move.

Short haul is exactly where that choice costs the most. A shipment going from Fairfield to Florence is maybe forty minutes of driving. Put it in a terminal network and the driving is still forty minutes, but it is wrapped in a day or two of sorting on both ends. The freight spends more time being handled than it spends moving.

We are set up the other way around. Our trucks and drivers work inside the Tri-State all day, so a partial load is not an awkward exception, it is normal work. What you are really buying is the direct run. Your pallets get loaded, driven and unloaded, and nothing in the middle is a sorting operation.

If you are weighing whether the freight needs to move at all or just needs somewhere to sit, that is a different question and we wrote it up separately in local trucking or a storage trailer, which problem are you solving.

What does a partial load actually go through with us?

Direct answer One pickup, one drive, one delivery. A driver comes to your dock, loads the pallets, and takes them to the consignee without a terminal stop in the middle. The freight is handled at the pickup and handled again at the delivery, and that is the whole chain.

It is worth being precise about what we are and are not claiming, because the freight world is full of carriers who are vague here. We are not an LTL carrier. We do not run a terminal network and we are not going to pretend we have one. What we have is our own trucks and our own drivers covering a hundred mile radius of West Chester, which means a few pallets can be treated as a direct local move rather than as a small piece of a national system.

The practical difference shows up in two places. The first is damage. Most freight damage happens during handling, not during driving, so cutting the touch count from six or eight down to two is the real protection. The second is predictability. We can tell you roughly when the truck is coming and roughly when it will be there, because there is no terminal schedule between those two events that can slip.

Multi stop work is the same idea extended. If you have pallets going to three customers across the north side, that is one truck and one route rather than three separate bookings. For moves that repeat on a schedule rather than happening once, shuttle runs and dock transfers covers how a standing route differs from one off loads.

When is full truckload the right call instead?

Direct answer When the freight fills a trailer, when it cannot share space for product or security reasons, or when the receiver wants it delivered as one complete shipment. A full truckload is also simpler to schedule, because there is one load, one driver and one delivery appointment to coordinate.

Volume is the obvious trigger. Once you are past roughly two thirds of a trailer, you are paying for most of the trailer anyway and the arithmetic stops favoring anything clever.

The less obvious triggers are operational. Some receivers will only take a shipment complete, so splitting it across days creates a problem at their dock, not yours. Some product cannot be stacked or cannot sit next to other freight. Some plants run a dock appointment system where one booking is dramatically easier than several.

And sometimes the right answer is not a truck at all. If the real issue is that product keeps arriving faster than you can put it away, moving it around town repeatedly is expensive. A trailer parked at your dock as overflow space is usually the cheaper fix, which is what storage trailer rentals are for. Several of our customers use both: a trailer on site for the volume that has nowhere to go, and our trucks for the freight that has to move today.

How fast does a local partial load move?

Direct answer Call by noon, Monday through Friday, and same day is the standard inside our service area. After noon, call anyway and we will tell you honestly whether your lane still fits today. Our office hours are 7:00 AM to 6:00 PM, Monday through Friday.

Noon is not an arbitrary line. It is the point in the day where a dispatcher can still look at where the trucks are, where they are headed, and fit a pickup and a delivery into the remaining hours without wrecking a commitment already made to somebody else. Past noon it depends entirely on the lane. A pickup in West Chester going to Hamilton is a different proposition from a pickup in Lebanon going to Lawrenceburg, and we would rather look at it and tell you than quote you a rule that is wrong half the time.

Compare that with the short haul LTL alternative honestly. A regional LTL shipment moving under a hundred miles is commonly quoted in one to three business days, and the driving is a fraction of that. The rest is terminal time. For freight that has to be somewhere today, the comparison is not close.

The booking side is covered in more detail in how to book same day freight in the Tri-State, including what we need from you and the situations where today honestly is not possible.

What do you need to quote a partial load?

Direct answer Four things. The pickup address, the delivery address, roughly how many pallets and what they weigh, and the time it has to be there. With those we can give you a rate and a pickup window on the call rather than sending you a form and getting back to you.

Pallet count and weight matter more than people expect, and an honest estimate beats a precise guess. Twelve pallets at 400 pounds each and twelve pallets at 2,000 pounds each are not the same job. They can need different equipment and they definitely need different planning.

Dimensions are worth mentioning if anything is unusual. Standard pallets stack and load predictably. Something nine feet tall, something overhanging the pallet, or something that cannot be stacked at all changes how much of the trailer the load really occupies, which is the number that actually drives the quote.

Dock conditions are the last piece, and the one that causes the most wasted trips. Tell us if the pickup or the delivery has no dock, if the receiver needs an appointment, if there is a narrow entrance, or if the gate closes at three. Local trucking is quoted per load with no contract and no minimum term. The 3-month minimum you may have seen elsewhere on our site belongs to storage trailer rental only, and it has nothing to do with freight.

When is LTL still the better choice?

Direct answer When the freight is going a long way, when it is genuinely not time sensitive, or when the destination is outside our hundred mile radius. A national LTL network exists because it is the right tool for those shipments, and we are not it.

Terminal networks are built for distance. Once a shipment is crossing several states, consolidating it with other freight is the only economical way to move it, and the extra handling buys you a price no direct carrier can match. If your pallets are going from Cincinnati to Phoenix, hire a carrier built for Phoenix.

Time sensitivity is the other half. If product is going to sit in a receiver's warehouse for three weeks after it arrives, paying for a direct run is paying for speed nobody uses. Put it in the network and spend the difference somewhere it matters.

Geography settles the rest. We run inside roughly a hundred miles of West Chester, which covers southwest Ohio, northern Kentucky and southeast Indiana. You can see the full footprint on the areas we serve page. Outside that radius we will say so on the phone instead of quoting you something we would have to broker out, because we do not broker freight. Our trucks, our drivers, our equipment.

Call with the lane and the pallet count

The question is rarely LTL against FTL in the abstract. It is usually a specific set of pallets, a specific destination and a date somebody has already promised a customer. For anything inside a hundred miles of West Chester that has to move this week, a direct local run is almost always the straighter answer, and you do not have to fill a trailer to get one.

Call (513) 772-9490 with the pickup, the delivery, the pallet count and the weight, or use the quote form and choose Local Trucking under Interest in, so it lands with the freight desk instead of the trailer yard. The full service is laid out on local trucking. RMA Fleet has been family owned in West Chester since 1990, running our own trucks and drivers, and we will tell you plainly when a load is not one we should be taking.

Frequently asked questions

What is the difference between LTL and FTL shipping?

LTL stands for less than truckload. Your freight shares a trailer with other shippers and moves through a carrier's terminal network, getting unloaded and reloaded along the way. FTL stands for full truckload, where one shipper's freight fills the trailer and runs direct from pickup to delivery with no sorting in between. LTL generally costs less per shipment. FTL is faster, gets handled far fewer times, and is easier to schedule.

Can RMA Fleet move a few pallets, or do I need a full truckload?

A few pallets is fine. We move anything from a partial load to a full truckload inside our hundred mile radius of West Chester, picked up at your dock and delivered direct. There is no pallet minimum and no contract. Local trucking is quoted per load. Call (513) 772-9490 with the pickup, the delivery, roughly how many pallets and what they weigh, and we can give you a rate and a pickup window.

Is a partial load the same thing as LTL?

No. RMA Fleet is a local carrier, not an LTL carrier, and we do not run a terminal network. When we take a partial load it is picked up at your dock and driven to the destination without a terminal stop in the middle, so the freight is handled at the pickup and again at the delivery rather than six or eight times along the way. That is the main practical difference and it is where most of the damage and delay in short haul LTL comes from.

How quickly can a partial load be picked up?

Call by noon, Monday through Friday, and same day is the standard inside our service area. After noon it depends on the lane and where the trucks already are, so call anyway and we will tell you whether today still works. Our office is open 7:00 AM to 6:00 PM Monday through Friday and closed on weekends. For comparison, a short haul LTL shipment under a hundred miles is commonly quoted in one to three business days.

When should I use an LTL carrier instead of RMA Fleet?

When the shipment is going outside our hundred mile radius, when it is crossing several states, or when it is genuinely not time sensitive. Terminal networks are built for distance and the extra handling buys a price a direct carrier cannot match on a long lane. If your freight is going well beyond the Tri-State, hire a carrier built for that lane. Inside the radius, with a date attached, a direct local run is usually the better answer.

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